Welcome to SickPayPlans.com
Managing risk is important. Protecting our income streams and accumulated assets against loss is wise and prudent. In this respect, Business Owners, Managers, Executives and Employees all share the same goals and employ variations of the same risk management tools:
 High Limit Accident Insurance 1-365 Days / Worldwide |
Disability Income Critical Illness Insurance Life Insurance Menu of Available Insurance Programs Representing Nationally Recognized and Highly Rated Carriers |
 Short Term Medical Insurance |
Qualified Sick Pay Plans (pursuant to Section 105)
IRC Section 105 Qualified Sick Pay Plans: Many firms do not realize that the IRS can disallow the deduction of wages (and the FICA contributions on them) to disabled employees, including payments to owner, family member and key-employees, because such wages are not considered a necessary business expense, unless they are paid pursuant to the terms of a Qualified Sick Pay Plan (pursuant to Section 105). Importantly, the plan must be in place prior to the disability.
Two Minutes On Section 105 Qualified Sick Pay Plans
Business Owners, Managers & Executives
Human Resources Managers
Female Business Owners, Managers, Executives & Firms with Female Employees
Physicians/NEPA- Members of the Luzerne County Medical Society
Firefighters, EMT's, Police Officers and all Related Professionals
Kindler-Kennedy Partnership Clients
Insurance Producers/NEPA
Disability Income Protecting Business Loans/Leases
Personal Disability Income Critical Illness Insurance Long Term Care
Personally Owned Life Insurance Changing Jobs and/or Careers
All plans and riders may not be available in all states. You are invited to Call or email to confirm plan availability, details, coverage limitations and exclusions and obtain a quote.
