Firefighters, EMT's, Police Officers and all Related Professionals
Including but not limited to Volunteer and Paid Firefighters, Fire Chiefs, Fire Marshals, Fire Commissioners, Fire Service Officers, and respective family members.
Can you financially survive a devastating Critical Illness?
Critical Illness Insurance
Heart Disease is the #1 Cause of On-Duty Death Among Firefighters!
Between 1994 and 2004, Heart Disease caused 45% of the deaths that occurred among U.S. Firefighters while on duty. The breakdown was 32.1% fire suppression, 13.5% while responding at an alarm, 17.4% returning from an alarm, 12.5% during physical training, 9.5% from non-fire emergencies and 14.4% from non-emergency duties. **
An insured Critical Illness Insurance benefit is not fraught with the
payout uncertainties faced by some of today’s Firefighters. If a county,
state of federal plan ultimately fulfills its promise, it’s icing on
the cake. If not, an insured and meaningful benefit has long since been adjudicated.
Heart Attack, Stroke, Invasive Cancer (The BIG Three)
Benefit Amounts may be used, without restriction, to cover medical expenses, prescriptions, mortgage payments, lost wages, utilities, living expenses, travel, therapy, vacations, etc.!
Did you know that nearly 48% of all mortgage foreclosures and 56% of all bankruptcies are related to a serious medical condition? And it’s estimated that up to 25% of the total costs associated with serious medical conditions aren’t covered or reimbursed by medical insurance.
The coverage described herein may not be available in all states. Insurance companies that offer Critical Illness Insurance, their plan designs, provisions and premiums, vary by state. Contact me regarding the availability of Critical Illness Insurance in your state and we can discuss plan designs, provisions and premium structures prior to an application for coverage.
** Source, New England Journal of Medicine, March 22, 2007, Volume 356:1207-1215
The Heart Disease and Stroke Statistics Update, American Hearth Association, 2006 … says:
Heart Disease, stroke and other cardiovascular diseases are the #1 killer of women in PA
Every 29 seconds, someone in the U.S. is having a coronary event
Every 45 seconds, someone in the U.S. is having a stroke
Cancer Facts and Figures, American Cancer Society, 2006 … says:
Every 24 seconds, someone in the U.S. is diagnosed with cancer
