Menu of Available Insurance Programs

Business Owners, Managers, Executives

IRC Section 105 Qualified Sick Pay Plans

Two Minutes On Section 105 Qualified Sick Pay Plans

Personal Disability Income

Retirement Protection

Executive Bonus

Executive Carve-Out

Disability Income Protecting Business Loans/Leases

Disability Overhead Expense

Guaranteed Standard Issue Disability Income

Disability Buy-Sell

Critical Illness Insurance

Long Term Care

Business Life Insurance

Group Life, LTD, STD

Endorsement Split Dollar Life

412(e)(3) Retirement Plans (formerly 412i)

Buy-Sell Life

Return of Premium Term Life

Key-Person Life

Executive Bonus Life

10/20/30-year Term Life

Employees & Self-Employed

Personal Disability Income

Retirement Protection

Critical Illness Insurance

Long Term Care

Employee Voluntary Purchase Disability

Personal & Business Disability Income Riders

Optional enhancements that help customize your policy and address specific needs and risk exposures:

• Own-Occupation Riders
• Specialty Income Riders
• Residual Disability Riders
• Cost of Living Riders
• Future Increase Riders
• Group Replacement Rider
• Catastrophic Disability Rider

Personally Owned Life Insurance

10/20/30-year Term Life

Return of Premium Term Life

Universal Life

Whole Life

All plans and riders may not be available in all states. You are invited to Call or email to confirm plan availability, details, coverage limitations and exclusions and obtain a quote.